Georgiete Staan Saam Funeral Cover

SUMMARY OF TERMS AND CONDITIONS

Although all benefits are listed, only those elected on the application form will be applicable.

  1. N2 SPARES 5% DISCOUNT free delivery in George.
  2. Texas Grill Specials every Monday.
  3. Wellington SPAR specials every Wednesday.
  4. 101 Mead Street discounted coffee on the 7th of each month. 

No waiting period for accidental death from 1st premium collection.


Natural death – 6 consecutive equal monthly premium deductions prior to death.

Accidental death – 1 monthly premium.

Suicide – 12 consecutive equal monthly premium deductions prior to death.

Premiums will be due and payable monthly on or before the last day of each month. Where premiums are not paid to the
Administrator, the policy will be discontinued on such terms as may be determined by the Administrator and/or AUL, and a per Rule
15A of the Policyholder Protection Rules.
Increase of premiums notification period: 31 days written notice

Claims must be fully submitted within 180 days of death. Should death occur due to suicide within the first 12 months prior to
inception date, claims can be declined. I acknowledge receipt of an original cope of my application. I know that I may cancel this
policy within 31 days with no loss, provided no claims have been submitted and paid. I warrant that the particulars given above,
whether in my handwriting or not, are true and complete. I understand and agree that any misstatement in this application will
invalidate any claim under this policy. I undertake to abide by the terms and conditions of the Product Specification Document of the
underwriter, which is available on request.

Product ProviderType of ClaimContact detail
Infusion Financial ServicesFuneral ClaimsPlease contact Infusion call line on: 0861 11 22 56 ; Email:  admin@infussionfinancial.co.za
   
   

The companies referred to below have all agreed to give discounts ( at their discretion ) provided proof of membership of Georgiete Staan Saam Funeral plan can be produced and verified.

No claim will be admitted in terms of this Policy if the event giving rise to the claim is caused directly or indirectly by or is in any
way attributable to any of the following:
• The willing participation by the Principal Insured or such other insured persons under this Policy, in any of the following:
– an act of war (whether war is declared or not);
– military action;
– Riot or unlawful strike;
– insurrection;
– civil commotion;
– usurpation of power;
– martial law;
– terrorism; and
– any usage of nuclear, chemical and biological weapons, device or agent.
• A disease, epidemic or a pandemic;
• An Act of Government;
• Any act or deed by the Principal Insured deliberately committed in violation of any law as well as any other insured person
under the Policy including but not limited to a minor child, where his/her parent and/or legal guardian knowingly allows such
child to participate in any act which constitutes a violation of any law;
• Self-inflicted injury or self-inflicted illness, whether intended or not, or voluntary exposure to danger or obvious risk of injury.
Any injury or disease which is caused partly by the actions or omissions of the insured, but in conjunction with the action or
omission of some other party of some other contributory factor, will fall outside the ambit of the above exclusion.

This confirms that the insured is covered for the benefits above subject to receipt of full premiums and the terms and conditions etc. of the policy. Premiums will be deducted via debit order deduction.

Claims must be fully submitted within 180 days of death. Should death occur due to any pre-existing medical condition within the first 6 months prior to the inception date, claims can be declined. Should death occur due to suicide within the first 12 months prior to the inception date, claims can be declined.  I acknowledge receipt of an original cope of my application. I know that I may cancel this policy within 31 days with no loss. I warrant that the particulars are given above, whether in my handwriting or not, are true and complete. I understand and agree that any misstatement in this application will invalidate any claim under this policy. I undertake to abide by the terms and conditions of the Product Specification Document of the underwriter, which is available on request.

This Product is Administered by Infussion Financial Services (Pty) Ltd
an authorised Financial Services Provider, FSP No 35953

This Product is Underwritten by Africa Unity Life Ltd, a licensed life insurance company and an authorised Financial Services Provider, FSP No 8447